The truth is, if you have good money habits when you are in your early 20's you will certainly have an edge over others by the time you hit your 40's or 50's. I wished I was exposed to such things when I was young, then perhaps I could have saved a lot more instead of spending it on things that don't matter. As they say, with age comes wisdom. May not always be true for some, but it certainly did for me
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