This is something everybody should worry about, no matter if it is a mistake or not. The only solution is to get as much money as possible out of the system. If it is in the bank, it is NOT your money any more - you only have a damn payment claim. Unfortunately it is hardly possible to come along without bank account.
I hope for you to get out of this as fast as possible.
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Hence my strategy is not depositing money at the bank but to raise a credit :-). Serious stuff going on right now.
Amen...
Little by little.
Taking more and more people with us.