If your rent or mortgage is unsustainably high, then move into a cheaper apartment or home.#Tip #51: Move into a cheaper apartment or home.
Consider re-financing your car. If your income has increased or your credit has improved, you might be able to get a lower rate.#Tip #52: Re-finance your car.
Tip #53: Sell your car.
Cars are expensive. Consider selling yours and taking public transportation instead.
Sell your car and buy a cheaper one—or perhaps one that gets better gas mileage.#Tip #54: Purchase a cheaper car.
Instead of buying a new razor, buy new blades, which are often now sold separately.#Tip #55: Purchase additional razor blades, rather than entirely new razors.
Ink cartridges can now usually be re-filled using a toolkit and some toner. This is considerably less expensive than purchasing a new cartridge.#Tip #56: Re-fill ink cartridges, rather than buying new ones.
If you are able to re-finance your student loans at a lower rate, do it.#Tip #57: Re-finance your student loans.
You need to get to work; and so do your co-workers. Create a carpool to save on gas and wear-and-tear.#Tip #58: Create a carpool for getting to work.
Use tricks to improve your gas mileage, such as using cruise control. A few simple tricks could save you $20 or more each week.#Tip #59: Improve your gas mileage.
Adding air to your car’s tires (so that they are properly inflated) can improve your gas mileage considerably.#Tip #60: Add air to your car’s tires.
Fixing broken chairs, banisters, and other pieces of furniture or fixtures in your home is cheaper than buying new ones.#Tip #61: Try to fix broken items, rather than buying new ones.
If you’re careful, you can take bagged lunches to work for a week for the same price you would spend in a single day if you were to go out to lunch.#Tip #62: Take a bagged lunch to work.
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Dining out can be very expensive; and it is often easy to ignore exactly how expensive it is. Try to do it less frequently.#Tip #63: Limit the frequency with which you dine out.
If you do decide to dine out, don’t use that as a reason to splurge. Look for cheaper dishes and drink only water.#Tip #64: When you go to restaurants, purchase cheaper dishes.
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Not all restaurants are equally as pricey. Instead of blowing all of your cash on a fancy night out, go to a cheaper one. It can easily be just as enjoyable.#Tip #65: Go to less expensive restaurants.
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Thrift stores often carry a wide variety of second hand items, including books, clothing, and furniture. Instead of buying things new, first consider going to a thrift store.#Tip #66: Shop at thrift stores.
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Instead of paying attention to your minimum payments only, keep track of the total amount of debt you’re holding, including student loans, credit card debts, and your mortgage.#Tip #67: Keep track of your debt.
Many people make the mistake of ignoring their savings and investment. As a result, they reap small returns—if anything. They also face the risk of large losses during recessions and bubble bursts. Pay attention to where your money is invested and saved.#Tip #68: Keep track of your savings and investments.
Don’t invest in life insurance. Instead, use it for its intended purpose: get term insurance.#Tip #69: Get term, rather than permanent, life insurance.
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Use local exchange sites to get furniture. In many cases, you will be able to find bed frames, couches, and shelves for free.#Tip #70: Use local exchange sites to find furniture.
Hi @mahmoodhassan, keep doing good work.
thank you mr @souldelas
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