I already own Bitcoin, and I am also (obviously) interested in Steem. I am very diversified honestly. The main difference between a rich person and a poor one is this: The rich person simply owns things, while the poor one lives under debt.
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Wealth first starts from your mind and body, than family. community and friends. Than I agree with you, yes monetary layers of debt have imprisoned the mass of person's. I am well diversified as well. Just not in their old game anymore haha!