Interesting that you say that you want "governance to be decentralized and voluntary". I agree that decentralised governance is much to be preferred over centralised governance, but no governance is voluntary which is why I am against it.
You seem to confuse rules with rulers. I agree that we need rules, but rules can exist without rulers. What I am against is political authority.
Our entire economic systems today are predicated on the states ability to enforce these interactions.
If this was true, how do you explain the existence of so called "black" markets? This is economic activity taking place outside of state control, even despite states trying to shut it down.
"no governance is voluntary"
Really? Why? People voluntarily sign up for the military (to enter into its specific form of governance) I use that one as it is close to me. However, I could find hundreds of more examples of voluntarily entering into a governance situation. There are practical and beneficial purposes to governance that people would be willing to agree to... In fact, I have spent years co-creating governance systems that I would love to be a part of and others like me that have joined me in our cause!
"but rules can exist without rulers."
Okay, when did I say we needed 'rulers'? I also haven't advocated for political authority... So, I won't address these for fear of getting too far off topic and missing out on an opportunity for a beneficial dialog.
(Predicate: Found or base something on.)
Black markets exist as sub-economics on top of primary economics which require a state to enforce. Tell me, how would someone sell 'land' on a black market?! To which authority is this land owned?
How would someone create a mine on a black market? To which authority is defending his right to dig into that earth and take the ore?
The 'state control' you're referring to black markets evading is only minute aspects of the state (outside the realm of this conversation). But only evading taxes and what the state deems legal. While still operating on top of an economic system that demands state protections...
If all you mean by "governance" is a set of rules or institutions, then I agree that this can be both voluntary and beneficial. All I was saying is that the state /political authority is not, and it seems that you agree with this too.
Obviously "black" markets do not exist in a vacuum, but is part of overall society. But I still think such markets give us an indication that the claim that market activity requires the state is mistaken. The evidence is on the side of that market exchange is independent from and prior to the state, and can and would exist without the state.
A black market for land is hard because land is so visible and difficult to hide from the authorities.