Oh, and I also wanted to comment that I’m amazed how little you spend on groceries for your entire family. Here in Sweden I pay about $300 per month for groceries, just for myself alone (and I do try to shop frugally).
On the other hand, I only spend $12.50 a month on my phone. :)
We live in a pretty cheap area of the US and that is especially so for food. Lots of food moving through my city from Mexico.
I too am amazed at how little you are spending on groceries, we are spending more than TWICE that!
You might want to look into that!