Bankers have to be taught that they didn't get to where they are if it weren't for us, and using our money to get rich while giving us nothing for interest. They have to be restrained by backing cryptos by precious metals.
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Unfortunately cryptos cannot be backed by precious metals because the metals would have to be stored in a stated location ie not decentralised and then transactions would also have to have faces behind them and with faces come taxes, government seizures and freezes etc all the kind of stuff that make cryptos attractive would be gone and well we are back to fiat currencies i guess.