I have long been amazed how lazy some people and be and how that innate human trait can be utilized to help save money.
Most of us have a bank account tied to an ATM card that allows us instant access to our funds. This ease provides a method to drain your account each month and if you do not have good will power save nothing.
By adding a little separation between you and you money can help you save.
Using an online account such as Capital One that you can transfer money from your normal account to the online account puts a little separation between you and your money. It will take 3 days to transfer the money back to your normal account. This delay and the fact that it takes an extra step to get to your money tends to stop a lot of people from doing it. If you put just a little separation in the process, it is harder to access it like an ATM and by the time you would get it hopefully you next paycheck would be in anyway so you tend to leave it and watch it grow.
Capital One offers a 1% or higher interest which beats most banks by a large margin. They will allow you to set up automatic transfers into your account form your normal bank account so it makes it effortless to save.
Try adding a little separation between you and your money and see how fast it added up.
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