Yes, I agree.
The Abstract had this to say about appreciation:
"Any appreciation in the blockchain asset collateral is retained by the borrower following the full repayment of all outstanding loan principal, interest and fees."
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Yeah, it sounds like a regular margin loan as if I was borrowing against stocks, now I just wish I could borrow against Steem Power, some figure that out and that would be a true game changer.
My thoughts exactly!