I do hope that you plan works :) I believe you did consider the steem at the current value and you forgot to allow for a margin of maybe depreciation. I just had a look on my account and in the last 10 days the value of steem decresead with about 10%. Any way best of luck and I hope you let us know when you reach the 20000 dollars as saving :P
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Yea you are right, Steem will fluctuate, but I'll just have to account for that as it goes. There is a real risk that if Steem crashes, my income will be devastated - but as a single guy with no kids in my mid-20's, I'm OK with that risk.
Thanks for reading! I could use all the luck I can get haha