HOW DO WE GET ON THE PROPERTY LADDER WITH SUCH HIGH HOUSE PRICES IN THE UK

How are we as first time buyers meant to be able to afford a home with house prices always on the rise?

The higher house prices reach the more deposit we are expected to have and with the average 3 bed house in the UK costing around £250,000 which requires a 10% deposit, a first time buyer would need to have around £25,000 and ontop of that you have survey and solicitor fees and stamp duty so if we round this number off at around £30k.

What are they doing to help the first time buyers?
Well there is the government grant which is a loan(upto 20%) interest free for the 1st 5years.
Some mortgage companies have dropped there ask on the deposit from 10% to 5%.
And the most recent one which sounds brilliant is that if you do not have your 10% deposit but your parents or loved ones do, they can put the deposit value into the banks isa which which act as your deposit and aslong as you dont miss any mortgage payments they can take there money out after 3 years and they even gain interest on it.

But with house prices rising every quarter, where will they be in a years time from now??