The expression "money doesn't make you happy" is the biggest bullshit ever. It enables you to be free from the chains of financial independency. It all depends on the person itself though, like you said.
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Agreed bro, just an excuse to those who didn't succeed or want to blame others for their lack of success, or too lazy to achieve it themselves
Wealth is not the accumulation of material values. This ability to spend less than you earn, the ability to put it off and invest. You will not get rich until you learn it.