Well, it's been a while since I did this, but I'm not remembering there being a cost at signup. There are percentages from the subscriptions that Patreon takes, for itself and your payment preference—say PayPal—and they take those fees accordingly. So, if you have a $5 subscription, after Patreon takes their part and pays for the money to be deposited somewhere, it comes out less. In my case, I ended up with $4.37 for every $5 made, which isn't horrible. It's just not free. :)
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Thank you.