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It's mostly because of one's capability to pay back the money in time.

Not everyone has enough money to lend out. Some saves a part of their savings for emergency purposes. We dont know what will happen in the days to come. One could get into serious trouble, an accident or might need the money for something totally unexpected and that is why peoplr are reluctant to lend out money to the poor because they might not pay in time.

There is also the issue of what will he use it for. I am not generalizing everyone, but some borrow money just to satisfy their addiction whether it be drugs, gambling or even women.

Sometimes when you lend money, obviously you are a borrower, but you must know because some people are afraid to lend some money to the poor, they are afraid that the person will not be able to pay the money back. The borrowed person sees you begging for the money to be returned, in our daily lives, of course we often see this in the community.

Many poor people are hard to believe by some people

whenever they want to borrow money simply because many of them do doubt them especially those that

have borrowed them money before and they refused to pay,and some just have this natural doubt that the poor

person might not be able to pay back the money he or she is demanding from a person...