The only possible reason I can think to do this is to make you think before you spend it! Once you've put it into savings, its stuck there for at least three days as that's how long it takes to withdraw it. In this three days, perhaps you might reconsider using it so you get some thinking space.
This is the only reason I can think of anyway, like a place to create a nest egg!
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It's also a nice protection against hackers if they get your active key ;)
I didnt realise that. Excellent answer. Thanks mate :-)