Thanks. I think that may be solution that everyone can get behind.
BTW, I do intend to answer the question you asked about what happens if the debt ratio goes to 9% but I haven't had time to compose the reply yet.
No problem I think we are all busy right now. I love this kind of discussion because I find economics and the interface with psychology fascinating. Plus I also find it quite educational to discuss it with others particularly if they have different perspectives.
I do like the Steem dollar and I am not opposed to keeping it having thought about and spoken with @Beanz too - there are more psychological factors at work than I had previously considered - such as the PR potential for non crypto people and greater ease of acceptance by merchants.
I wonder if we have any economists, or psychological economists (is that the right word) who could also give some opinions on this subject?