I absolutely agree. There's more value in the experience you have in a community than just payouts, this is true.
I've always liked the concept of steemitmammas but I can't join because I'm a steemitdad lol. I'm trying to get my own thing started - #dadsincrypto - so far, with not much luck :)
I chose the city of neoxian because it's ripe for the picking. Owner is always on the lookout for people to add stuff to his city. I'm like, okay, I can do this, this, this and that. My eyes went all big and shiny when I first saw it lol. The whales addition was a recent development, which to be fair, is a nice addition.
But just you wait. The next bull run will be a doozy. Those that are stacking will be very well rewarded. I think John McAffee said he'd eat his own dick if Bitcoin didn't reach the $1m mark by 2020