Thanks for mentioning NAV. Remember, they are located in New Zealand, historically one of the hardest nuts to crack for tax authorities. They are also working on seamless encrypted exchanges between coins and fiat. Read between the lines and you'll see the NAV team basically agree with you on what's coming and is preparing.
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No prob, NAV is a decent and mostly overlooked privacy coin at the current time. I personally avoid privacy coins but that is just me, to each his own I guess. BTW nice Q quote. :D