The NEXO team is awesome. I looked at their white paper when they were at ICO very carefully. Chose not to invest because of some things but they seem solid. I now regret that I didn't put some money in it at ICO. But the thing that sold me most on them is that they have a operating business that they are basing their token on. They have been in the space of lending for a while. It will keep going up. I even looked at the price it is right now (~20 cents) and might go grab some.