Nothing is more expensive than a closed mind and a missed opportunity, to start with.
A well known Facebook billionaire, Mark Zuckerberg, originally invited five people to his Harvard dorm room in order to discuss business opportunity. There were only two people attended and they got in ever.
Today, those two fellas are billionaires too: Dustin Moskovickz $6.5 billions and Eduardo Saverin $3.4 billions.
Nothing seems more expensive than a close mind and a missed opportunity. That is why I don't quite like "I think about it" phrase because when we drag it too long; it will only waste you a whole lot more money and time. We do need a prompt action; it is your choice and your life. You should begin your journey with the end in your mind. It's a waste of time proving that your journey is smooth or rough to others, you can only feel it yourself. Be confident and keep moving.
It is entirely up to you to make such a life decision.
There is a great message in your post. A message I can use in my own life :) Thank you so much for that ~!!
No more procrastination :)