GRAFT - A Blockchain Point to Sale

GRAFT UNIVERSAL PAYMENT BLOCKCHAIN

Introduction

The criptomonedas arrived in the 21st century, bring improvements or just more problems?

Nowadays there is a variety of virtual currency, they are used in the exchange of goods and real services,, evolving as a digital medium of Exchange increasingly more accepted around the world in recent months there has been an exponential growth because of its liquidity and volatility, caused interest and acceptance in businesses as well as consumers, taking into account that can trade, buy and sell.

For most of the more traditional stores, it allows you to venture into a new experience with a currency with high volatility, that was holding back the use of coins by merchants more conservatives.

Problems have generated the use of criptocurrencies?.

GRAFT

"Is the style that the future of the foreign exchange market and the media buying and selling tends to be virtual, and in fact the majority of transactions that are being made in the market of goods and services is done through the electronic system, with credit cards debit cards, cards of discounting in stores, the supermarkets, the Mall; health services through insurers, the fast pass cards in tolls; Meters and passenger transport cards.So as we see, the cash is used little and generates little credibility to the receivers. Expected an increase in the use of virtual currencies".

To every problem human beings seek a solution thus appears GRAFT

It is a mobile application that accepts different crypto-facilitating transactions and preventing the acquisition of different points of sales and applications, facilitating transactions in real time among consumers of (goods, services) and the merchant, avoiding the charge for transaction which can be in local currency or pesos(CUC) of your preference and availability.

When performing transactions confirmation is done by telephone message of immediately making purchases occur normally in the establishment, take into account that charges by the uses of this application are awarded to the merchant or seller.

What are the benefits of GRAFT?

GRAFT

Decentralized digital currency: The primary reason why these merchants implementing this application is to increase the diversity of payments in different currencies and types to attract a greater number of clients, managed to increase their income. Graft is an application that provides opportunities for retailers with direct payments between customers and merchant without intermediaries, with a low-cost investment,by security traders may know the identity of the customer to comply with the laws it is a processor that performs decentralised payments. This application gives a step forward to decentralization, leaving behind the centralization of multiple applications, equipment and banking products by shortening the transaction response times.

GRAFT

Privacy: In the GRAFT application with virtual coins privacy in a complex and sensitive subject, follow certain parameters that give comfort both the merchant and the customer and be able to continue with the transaction.This system allows the constant verification of identity established by government regulators,implementing digital identity of customers profiles allowing to visualize the information permitted by the user at the time of the transaction, recording or saving information to provide security between the transmitter and receiver. Privacy in recent times occupies an important link, either by lost in transactions or vulnerability of systems,GRAFT provides privacy technologies advanced payments and transactions by adding strength in terms of the amounts of payments and great functions related with the market and daily needs.

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Speed off-chain tx : Currently one of the main obstacles to the development of sales to the retail goods and services in written coins are the long waits and high tariffs, clear none of us we like long waits,this to generated a homeowner's payment processor dealers in time real, in the search for new alternatives to give a response to this demand for retailers have emerged a new application called GRAFT

GRAFT

smart contract : The application has a business card that is a predefined contract that allows the creation of a user to the merchant, is easy access does not require programmers to the placement of the descriptions of the business adjusted to the requirements of the small businesses, using low effort and costs low GRAFT allows merchants to use your system according to your need and offers, promotions, credits, investments and costs, to sell and perform the required transactions, as well as reward to the issue of gifts, points for loyalty which are available in real time as the beneficiary decides it.

Marketers when making a refund does not allow reimbursement of 100% of the amount paid, Instead this application converts the return in exchanges where the merchant does not lose the customer and this can use the chips for the next purchase either in local currency or in virtual currencies.

This system allows to issue gift certificates to increase the benefits that the dealer has to offer to its clients, generates promotions that attract customers, and this certificate is guaranteed by the merchant. There are many different types of transactions in smart contracts as create, renew, add, themes redeem, folders app among others. Where the merchant pays the fee to the customer. Being a low amount and symbolic. Without affecting the profits of the merchant. It provides benefits to the merchant creating a private virtual string to connect multiple stores, and insofar as the customer can manage multiple accounts without payment of fees being beneficial for family transactions and corporate accounts.

Biometrics GRAFT?

GRAFT is implemented a little of all more better data security, pattern of login, biometric data, FIDO and other connecting factors, techniques and techniques to identify the user. To do this, the system will be composed of several elements (keys) some linked to devices and other users through biometric data that will provide a basis for identification and user safety. The available identification (face, Palm, iris, token hardware, device, etc), the objective end is to ensure the safety and speed of the user at all times and that you can feel safe from potential scams.

It protects your identity?

Users can implement several additional security methods to the system protecting the network and ensuring its integrity, avoiding spoofing identity, repeats and attack impacting on the user and their finances. GRAFT has authentication, authorization and identification methods for transactions between the transmitter and receiver adding confidence in the use of the application, these are established between stakeholders.

Volatility associated with the criptomonedas

Generally traders prefer payments in their local currency, and not written coins in order to replenish stock, pay bills and pay salaries of employees, It is also expected that you just is is starting to use this type of coins and there are doubts by traditional retailers, but feel swept away by new trends now their clients look to pay in these new coins and you can't miss their clients. GRAFT has been able to solve this problem making transaction in real-time, instant,
to reduce to a minimum the possible loss of value due to volatility. Seller payment app can automatically adjust the amount of the transaction to the Cup's current Exchange and change the local currency through Internet Exchange right after the completion of the transaction.

How GRAFT increases the confidence of the merchant and the customer?

GRAFT allows the score in each user's system for transactions, these update dynamically, changing and improving the traceability of operations without compromising the security and privacy. Both the customer and the merchant have access to score. In some cases, which guarantees reliability of customer or the merchant. The system is in charge of the validation of the score using simple analysis ranging 0-100 points.

Can GRAFT solve problems for human errors, fraud or technical error?

This application has free technical support for resolving the conflicts caused either by the system or the customer, provided that this is the account holder, ensuring payments equivalent to USD 100 and compensate to the client or the lost trader's funds for technical problems or fraud.

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