A far as I know, workplaces with medical coverage are a US thing. At least it's not something I've come across in the UK or Australia. I guess that's socialism for you. You didn't need private health insurance in the UK at all unless you wanted luxury accommodation with your treatment. Australia doesn't cover as much with Medicare, so health insurance is more common here, especially with middle income earners. Still a large portion of the population that can't afford it, though, so Medicare has plenty of takers.
Lol! You and he could lament together over aches and pains. His would be hips and back, I reckon.