I think they're actually one of the biggest and least discussed fraudulent companies out there... I wouldn't be surprised if this PayPal Lightning Network was a way to conduct even more rent-seeking fraudulent activities.
All of the nuisances you describe in your article accord perfectly with the practices of a company engaged in fraud... Like forced refunds and all of this kind of stuff... Okay, maybe not by necessity, but in my experience and countless other's, the way that PayPal unilaterally moves funds around, freezes them, blocks them, denies access...
I mean these guys are worse than fricking banks by almost every single metric I can imagine... Worse than banks Lexi! WORSE THAN BANKS
HOW!
I think their services are so badly put together and their customer support for a multibillion dollar fintech company are so poor that I would literally rather pay twice as much in Bitcoin fees than give a dime to those abhorrent psychopathic criminals over there at PayPal...
Lol @ sly Agent Smith meme