@jrcornel - Appreciate your info about PayPal's effort to add a virtual payment system/interface to their companies' offerings. It will be interesting to see what this really looks like once it is deployed (or if it is really deployed). PayPal could be just applying for a patent for another reason- to protect a development that they are planning on employing. I have no inside knowledge, just speculating on my business background and experience. Great post- keep up the outstanding work.
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