Interesting point, i actually got to the same conclusion some weeks ago, i created a plan to daily put some SBD as saves to withdraw every 2 weeks but then the market starts dumping more and i came to the conclusion that im wasting account grow. I managed to get other source of income and i changed the strategy, im investing time and sbd earned to build my steem balance.
keep up the good work
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Great minds think alike :-) $$