You can have three fourths out of nothing, right now, or you can risk it all and maybe get half of something or half of nothing.
Do you really want to risk a quarter from your nothing and end up with only half of nothing, that's what scares almost everyone.
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If it doesn't work, we all just leave, and these goofs who thought it was wise to act selfishly for so long can sit there with their thumbs up their asses and a wallets full of useless tokens.