I like your idea, BUT I see some major issues in implementation...
You Wrote: "If the high majority (90%) of people are educated and informed enough to make a decision, then they are right; If the high majority (90%) is wrong, then we are already fucked as a species"
- How do we get 90% to vote all the time? With a MUST + some kind of force?
Remember: people are sheep, easy to influence; the success of the today's populist politicians.
- Who is creating the description of the problem to vote for? And what the consequences are when vote YES or NO?
Remember: description of the problem, and the consequences greatly influences the outcome of the vote.