I like your point about hitting rock bottom. For me my rock bottom point was being broke 3 years ago in a crappy apartment and not having A/C in the hot summers. That was the ultimate chaos in my life. It hardened my character. Since then I have established a solid finance career and am crushing it in my early 20s. If it wasn't for that experience, I probably would of been a drifter.
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Cool. I'm not rich, but I get by not broke ;) My time has been invested in other things than a career, a pursuit of learning and truth ;)