Exactly, thats my point they know this well. Just as all the rights we sign away without knowing when downloading app. In 2008'sUS mortgage callapse, we as regular loan officers saw these lier loans being sold and knew what the results would be as amateurs. The financial bankers are the smartest in the world with every algorithm to their disposal. In my belief this is engineered to a less educated public (not by chance) and by the time they catch hip, the problems already far there and by chance they have the solution. problem reaction solution. Of course socialist programs will always aid in breeding the lazy gene.
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politics are designed to be socialistic in nature. much like advertising with big flashy lights and bright colors. We are indeed ruled by the naive and simple minded. Idiocracy.
Always up the individual to educate one's self in the end.