i do not know where you live in which country. but i am in India. the average speed in cities like Hyderabad, Bangalore, Mumbai etc, for that mater in most of the cities the average speed is 15km/hr. this is the scientific study done, even that is exaggerated in the core city area. for that they book cases for not wearing seat belt. national highways express drive way may be ok. in city . 15km/hr seat belt penalty ?? stupid rules. they are not bothered about the road conditions... what to do.. has to live in stupid rulers. very good post 
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thank you, I am from America