Well that's very nice, thank you, and I'd like to think I would do the same, but what if your contribution alone wasn't enough? What if we need a serious amount of money, and what if we need it quickly? What if my neighbours dont like me, or even more common what if my neighbours dont even know me? I have to be socially popular to be worth consideration?
I hope advancements like block-chain can make government much more efficient, as I agree politicians are not ideal people to be handling things.
But on the end I'd rather have the certainty of universal healthcare, than hoping my neighbours are able and willing to help me out.
It's not just your neighbors there are many many private charity organizations. I'm not against charity I'm against being robbed by my government at gun point in the name of charity