The fed chairman during a statement on cypto's said all technology started somewhere, it's just another venture of development. What I think a lot of people miss because it is relatively the wild, wild west out here right now on the block chain is that the sheriff eventually shows up....crypto's and block chain technology will be no different and there even currently isn't anybody not known as a "middle man" because their most definitely is.
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I'm starting to think the idea of it all developing organically is a myth - even Steemit, the more I dig the more suspicious I get, and as for cryptos!
I would do a post about Steemit, except that I won't because shooting myself in the foot would hurt :)