You said it all, even you said let me name few reasons and named only 'greed reason' :P Yes, that is main reason people don't won't to join Steemit. Also major one is they don't won't to believe something like Steemit is possible.
I invite people on Steemit once every week. Little bit of problem for people from countries which don't have english as their first language is they think they must write in english all the time to succeed on Steemit. That is partially true, but if more of people join from Croatia for example you can write first part of post on english and second one translated to you native language.
But I don't give a shit about that problems, I invite them all the time and will do that all the time. Because of me 5 people directly joined Steemit. Then they invited more people and ripple effect continues...
P.S.
Madafaka laptop is coming. Thinking about making more vlogs then blogs, because it's easier to say something to me then write it in english. Fucking english bullshiters trying to conquer the world in everything including language. But no more madafaka, @cmoljoe is getting laptop hahahaha
YESSS! I'm so stoked your laptop is coming and you will be able to vlog and blog soon!! That's so epic, I'm so happy we can share in this joy together!! xoxox The more people from around the world join, the more different languages will be here. It'll be great!