My electric fan is always turned on. It is only turned off when it is really cold during the months of December and January here. Dying from hypothermia is unlikely from a turned on fan unless you really fight the chill factor until your body core temp goes down then death ensues only after.
I also use blanket when it gets too cold and take it off a little when it goes uncomfortably warm.
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I like to have a fan on too - particularly in the summer. I think in order to die from hypothermia due to a fan you would need to already be in a very cold environment.