The rich people that fall into addictions are usually singers or athletes that earned money and fame too quickly. Businessmen and doctors for example are not that vulnerable to addictions.
Depression can happen to all people in my opinion despite economical status. I liked your post very much, I have spent many hours thinking and discussing about the same subject these days.
The good thing about lots of money is that they make you feel financially secure.
The bad thing is that you get used too it, like most of us get used to being healthy, you don't appreciate it when it is there but you miss it when it is gone. That being said I don't believe they are necessary in order to be happy they are just there to make you feel comfortable.
I am kind of tired I hope my comment is easy to read.
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