I got the test coins and have staking running. it is little confusing if these coins have no value even after maturing then why someone would do this? Just for testing purpose until the mainnet is released?
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Yes, until the mainnet is released, this is just practice. The steps will be the same (it will just be a different binary for the mainnet). Also be sure to read: https://steemit.com/qtum/@cryptominder/encrypting-backing-up-and-restoring-your-qtum-wallet .