I am the same and will pay cash for something or not at all besides a car and a house obviously. How can people enjoy those things when their life is a misery of debt fear. At one time I recall seeing fly now pay later holidays which is absolutely crazy.
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almost everything can be put on credit these days. I noticed at Wal-Mart that simple appliances like a blender, not massive appliances like fridges, can now be paid for over a year rather than all at once. Blenders cost like $40. If you don't have $40 right now, maybe you shouldn't be buying a blender?