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RE: What could a 20-year-old do to potentially improve their quality of life further down the line?

Thanks, this is a really good article, but I'm afraid the title won't attract readers. May I suggest changing it to something like "Did you know you can invest words?", "How and what to invest when you are young and poor", "The cost-free way to boost your quality of life further down the line" or similar.

That said, I absolutely agree with you! I have been lucky enough to have a compliant nature, so I have good relationships with most people. It doesn't turn into money though, for which you also have to learn lots of other abilities, like how to influence people, how to get things done etc...