Take the cost of paying for a home and figure out how much money you made for;
-the State and Polis from extortion 15-95%
-your superiors and shareholders from greed 99.985%
-unnecessary licensee requirement in a society based on equality 5-15%
-Taxes on necessary supplies and commodities 5- 15%
and you will come to realize that by paying for your house you generated enough income for the royals to buy or loan hundreds if not thousands more.
Millions, if you consider reserve regulations. They can loan out an imaginary amount of 10 times any amount they have.