you honestly don't know what you are talking about. They have a contract with american express and moneygram. At one point Alibaba was trying to buy out moneygram. Go do your research so you wont sound ignorant or lose in a debate.
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The goal of crypto is to be de-centralized. Idk why people invest in something that gives the power back to the bank, even though it will give you gains, but being centralized makes history repeat itself, banks will be in control over and over again.
Banks never lost control.
She’s so right ! Why banks want using crypto to exchange money between them. To make money.