steem is a dpos and I can send money for 0 transaction fees, steem is faster, bitshares is much faster.. Just saying :) !! And you can't cater to the banking industry without being centralized. They are shooting to be the centralized chain banks can trust are they not? They are not minable right? So its not a decentralized blockchain. Ripple run the computers that mines the blocks.. Centralized, by definition
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