The coin is mainly supported by banks which means that the crypto community is not very fan of this coin as it is somewhat centeralized. The market capital of Ripple needs to be around 387 billions dollars which can be difficult if needs to reach 10 dollars
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If Ripple becomes an alternative payment system against the dollar, it may come into use in the use of the lump-sum money transfers. If such a situation arises it may cause the value of Riplle to increase.