Now, don't get me wrong... I'm a huge proponent of XRP. I believe 100% in what they're doing and think they'll do amazing things in the future. But I am curious where you're pulling a $200/XRP value from, in only 3 years.
At the current supply rate, XRP alone would have to make up $7.3Trillion in market cap. That's going to be incredibly difficult to accomplish seeing how the current Total market cap of all crypto currencies is under $100Billion.
And that doesn't take into consideration the amount of XRP sitting in Escrow waiting to be released. Once we're at 50Billion XRP circulating in supply, the market cap would need to reach $10Trillion in order to maintain a $200/XRP valuation.