Let's stay away from Ripple and starve the central banking beast!
"Testing crypto with banks doesn't make sense. The whole idea of crypto is you don't need a bank.”
The technology behind Ripple is aimed at large institutions, which has given it an air of legitimacy which in turn has spurred the price and build a hype for investors.
...cryptocurrency enthusiasts say that centralization is the exact opposite of what the technology of the digital currencies should be about." (Darryn, n.d.)
Reference:
Pollock, D(n.d). Cryptocurrency Market Takes a Tumble as Ripple Bubble Fear Looms. Retrieved from https://cointelegraph.com/news/cryptocurrency-market-takes-a-tumble-as-ripple-bubble-fear-looms