Your article is based on the premise that people are jumping the gun before assesing the product however if you look at the fundamentals ripple could be the only one that the banking sector can adopt.This has the potential to make Ripples value even exceed Bitcoin with Market Cap value
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Ripple is not required for banks to use xRapid. I assume you are aware of that?
Sure-once Ripple makes banks use xrapid with xrp. Xrapid does not need Xrp. Bitcoin getting dethroned? Nice joke lol
fundamentals-Xrp sucks. And helping banks-ugh. I call crypto a failed experiment if XRP ever becomes first. But for profit I guess people are happy?