Ripple is a central bankers wet dream.
Massively pre-mined, no real issuance cap (so you can inflate away), and a bunch of banks are interested.
Naturally, because its a centralized system that appeals to a bankers sensibilities.
I'm not saying don't trade it -- if you do and make money, good for you. Just don't fool yourself into thinking that this is the "future" for anything but control over monetary supply by the banking cartel.