Great article @josephharris
Question 1: What is the lending fee against your own collateral?
Question 2: Buy lending on your own money you are creating more currency, or not? Like the banks use the bank multiplier? What I mean is, you use the money you just borrowed on your own collateral, keep 5% and deposit the other 95% again into SALT. So your collateral grows bigger.
Thanks
To be honest, I'm not sure of the answers here. You'd probably be better off joining their Telegram group and asking the SALT team themselves.
You can find their Telegram here: tg://join?invite=BmtZ5kKgf4ekiNLggHRDmQ
Sorry I couldn't be more useful.
Yeah good question