Thanks for posting;
there are various crypto equivalents, PayGo is one, the difference being of course, you don't need a bank account, spending fractionally reserved, fiat currency.
What you have there just seems to be a universal debit card; or is there something extra that I'm missing about it?
CG
That's more or less the gist of it. It's a little more secure than cash or a credit card. Without a pin code, it's worthless.