Not at all, understand completely. Unfortunately we can't divulge too much regarding specific investment strategies. SBBank funds are deployed in our lowest risk strategy which centres around short-term collateralized debt. SBBfunds aren't used to speculate in crypto, forex or equity markets.
We have set fixed rates low enough to ensure we can meet them comfortably - feel free to drop in to the discord server and have a chat with @bulleth if you have any more questions :)