I will say you might have a point about the SBD removal because my account is set on a 50/50 but at post payouts virtually most is converted to SP and Steem. The SBD part is very minimal, so will not hurt at all if we just dealt with SP and steem.
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I think the process needs to be simplified. The majority of social media users don't use crypto yet. The less complicated the system ... the easier the adaptation to the Steemit platform would be for such users.